Bimaparakh — Understand your group health insurance in minutes
Bimaparakh is a mobile-first platform built for Indian HR and admin teams who manage group health insurance for their employees. Powered by Protego, it turns a dense, jargon-heavy policy document into clear, actionable answers — so you can protect your team and negotiate a better renewal with confidence.
Get your Bima Score
Upload your company's group mediclaim policy and instantly receive your Bima Score: a single 0 to 100 rating of how strong your cover really is. Alongside the score, you get a red, amber and green breakdown of the coverage gaps that matter most — room rent limits, co-pay clauses, disease-wise sub-limits, waiting periods, maternity benefits and corporate buffer — explained in plain English.
AI claims coverage check
Not sure whether a hospitalisation, procedure or treatment is covered? Describe the medical situation and Bimaparakh checks it against your uploaded policy and the insurer's master wording, giving you an indicative answer in seconds. Attach a prescription or consultation note for an even sharper view, then connect with a Protego representative for final clarity.
Next-year budget and premium insights
Bimaparakh reads your claims data and member details to project a realistic next-year insurance budget. See your annualised claims, benchmark against peers, and understand whether you overpaid last year — all without exposing complex actuarial maths to your leadership. Forward a clean, CEO-ready and CFO-ready branded report in one click.
Renewals, claims support and HR community
Never miss a renewal with automatic reminders. Get help escalating stuck or rejected claims. Refer fellow HR leaders to unlock a free employee health check-up, and discover real HR summits, conclaves, POSH conferences and wellness seminars happening across India — from Mumbai and New Delhi to Bengaluru, Gurugram and beyond.
Bimaparakh is powered by Protego Insure. Group health insurance, employee benefits, coverage analysis and claims support — made simple for Indian HR teams.
