Terms of Use

Who can use Bimaparakh

Bimaparakh is intended for HR, admin and finance professionals managing group health insurance for an organisation. You confirm you are authorised to upload the documents you share with us.

Indicative, informational output

The Bima Score, coverage-gap analysis, claims coverage checks, budgets and reports are indicative and informational only, based on the documents you provide, and are subject to the insurer's final adjudication. They do not constitute a formal insurance recommendation, a guarantee of coverage, or a claim decision. Always confirm details with your insurer or a Protego Insure advisor before acting.

Your responsibilities

• Provide accurate information and only upload documents you have the right to share.
• Keep your login credentials secure and do not share your account.
• Use the service lawfully and not attempt to disrupt or misuse it.

Data & privacy

Your use of Bimaparakh is also governed by our Privacy Policy, which explains how we collect, store, encrypt, share with Protego Insure, and delete your data on request.

Limitation of liability

To the extent permitted by law, Bimaparakh and Protego Insure are not liable for decisions made solely on the basis of the indicative output. The service is provided "as is" without warranties of any kind.

Changes & contact

We may update these terms from time to time; continued use means you accept the updated terms. Questions? Email support@protegoinsure.in or WhatsApp +91 82402 44361.

Protego Insure — registered entity name and address to be updated.